Investment opportunity

Money | Connecting capital with opportunity in the developing world takes Job-like patience and ingenuity | Alisa Harris

Thomas Mukoya/Reuters/Landov

NEW YORK—Chief Yusuf Ole Petenya says out in the sweeping plains of Kenya, cows are like ATMs: Put food in, get daily sustenance back. So when drought choked Kenya and killed 90 percent of the livestock in 2009, it devastated the chief (also known as Shani) and his people, the Maasai. Speaking to a group in New York City, Shani showed the audience pictures of a farmer using branches to prop up his last cow and a zebra lying dead because the Maasai are eating trees instead of cows. The Maasai usually cross the border to their kin in Tanzania if they need help. "When they have a drought they come to us. When we have a drought we go to them," said Shani. "But last year, we didn't have a place to run to."

Everyone was suffering. It was time to find another cash machine.